Financial wellbeing for employees

Make a meaningful difference to your team’s financial wellbeing
Blossm uses state of the art technology to offer a suite of tools that improve financial health and literacy for life. See how your company can benefit today.
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Clients already using our services
Practical Help
Financial Education
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Early Wage Access
Allowing employees to access the money they have earned improves financial and mental wellbeing. It removes the need to borrow from friends and take high interest loans from unethical lenders.
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Open Banking Driven Smart Notifications
Using the latest in open banking technology Blossm can analyse transactional activity to provide ultra- personalised money-saving tips and educational nudges.
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360° Credit & Financial Health
We’ve partnered with Experian to deliver ongoing, real-time monitoring of credit file. Users can also see their balances and spending across all accounts and loans so they know exactly where they are.
Financial Education
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Open Banking Driven Smart Notifications
Using the latest in open banking technology Blossm can analyse transactional activity to provide ultra- personalised money-saving tips and educational nudges.
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Personalised Educational Articles and Resources
Articles, ’how to’ guides, tips and resources on everything from saving and budgeting to how to invest. Employees will receive information and advice relevant to their life stage, earnings, interests and activities.
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Ethical Marketplace
We’ve spent two years building up our credit marketplace, curated with low rate financially inclusive lenders. This allows employees to search for credit, if they do need borrowing assistance, in a positive and ethical way.
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Employer Notifications and Information
Blossm can also push out company specific information and notifications, depending on what the company wishes to communicate and how. These can be benefits, prizes or general company updates.
Why earned wage access and financial education really matter.
  • Lower income workers struggle financially and are forced to rely on expensive forms of credit. Blue collar and frontline workers are hit the most.
  • 43% of disposable income spent within the first 24 hours of payday, which then creates problems in perpetuity, such as overdraft fees or paying more for goods and services.
  • It’s now more important than ever for organisations to protect employees from financial distress.
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Why earned wage access and financial education really matter.
  • Lower income workers struggle financially and are forced to rely on expensive forms of credit. Blue collar and frontline workers are hit the most.
  • 43% of disposable income spent within the first 24 hours of payday, which then creates problems in perpetuity, such as overdraft fees or paying more for goods and services.
  • It’s now more important than ever for organisations to protect employees from financial distress.
An employee benefit for progressive, inclusive businesses
For employers
Make a meaningful difference to your employees’ financial situation and outlook. Strengthen the feeling of inclusion, care and connection that ultimately drives loyalty and productivity.
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and your employees
Get help as you make big financial decisions or when you need somewhere to turn in moments of financial crisis. We will help you break down financial problems into easy, simple steps to improve your financial well-being and outlook.
An employee benefit for progressive, inclusive businesses
For employers
Make a meaningful difference to your employees’ financial situation and outlook. Strengthen the feeling of inclusion, care and connection that ultimately drives loyalty and productivity.
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and your employees
Get help as you make big financial decisions or when you need somewhere to turn in moments of financial crisis. We will help you break down financial problems into easy, simple steps to improve your financial well-being and outlook.
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Financial wellbeing is more
important than ever
Financial wellbeing is more important than ever
60%
Of employees say financial matters are their
#1 source of stress.
2.2x
Employees are 2.2x more likely to leave when financially stressed.
4x
Financial concerns make employees 4x more likely to be clinically depressed.
Security and privacy comes first at Blossm
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Read-only access
We present your transactions with read only access. That means nobody can make any changes to your accounts.
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FCA regulated
We’re registered with the Financial Conduct Authority (FCA) under the Payment Services Regulations 2017.
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ICO compliant
We’re registered and compliant with the Information Commissioner’s Office (ICO), the UK’s data privacy authority.
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Bank-grade encryption
We use advanced encryption technology to protect your data shared between our servers, your devices and banks.
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Your privacy is protected
Privacy of data is fundamental. Your personal information will never be sold or rented to third parties without your consent.
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You have full control
You can connect and disconnect any of your bank accounts to and from your dashboard at any time for any reason.
Frequently asked questions
These are our most frequently asked questions. For a full list of questions regarding our services, please click below.
What is blossm?
Blossm provides business to business services that focus on financial well being for employees or customers of clients. Through Iframe, white label or restful API’s, companies can embed our financial wellness solution into their eco systems. Blossm provides cutting edge notification & education technology to help users understand how to get the most out of their money.

We also have a roadmap of products dedicated to financial well being, such as salary advances & pension top ups. If you’re an employer looking to improve workplace productivity through financial well being, please get in touch with us.
Earned wage access is a service that allows employees to take an advance on their salary equivalent to what they’ve earned, without having to wait until the end of the month for their salary to be paid. This can help tremendously with unexpected costs, so that staff don’t have to borrow from friends or family, or worse still, take a high interest loan.

Through a simple change to the payroll process, Blossm can help businesses meet the demand of their employees without any headache.
Financial inclusion means that individuals or businesses have access to useful & affordable financial products, that meet their needs in a responsible & sustainable way. Financial access facilitates day-to-day living, & helps families & businesses plan for everything from long-term goals to unexpected emergencies

70% of people globally feel anxious about their financial situation. Employees are 24% more likely to feel connected with their employer if they offer financial education benefits to their staff.
Our platform helps employees take control of their life, to feel confident and to maximise financial success. Our current features include:

360° Credit Health: Real time alerting, credit health optimisation, education and more. Did you know, a damaged credit score can increase the amount you pay for a £400k mortgage over a standard term by over £70,000?

Notifications and alerts: Real time content provided straight to your device, as its curated. We create content daily to help users become masters of finance. Choose what they like to receive, when and how, and we do the rest.

Transactional analysis and advice: We provide cutting edge open banking technology with data science to demonstrate where money can be saved, or any benefits entitlements users may be missing.

Impartial comparison services for fairer access to finance: With over 25 prominent lenders, we eligibility match at the beginning so user don’t have to waste time searching around or worse, offered products that re not fair.

Personal fitness: Mental wellness is strongly linked to physical wellness. We have a network of famous athletes or personal trainers to help take action and improve physical wellbeing.
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